Paying for care
Flexible ways to plan for your treatment
Dental Concepts & Orthodontics works with a range of dental insurance plans and offers third-party financing options. Coverage and eligibility vary, so contact the office for help understanding the information available for your plan and proposed treatment.
01 · Insurance
Plans the office works with
Being listed here does not confirm your specific benefits. Call the office with your plan details and we will help you read them.
02 · Third-party financing
Cherry
Payment plans arranged through the provider, subject to approval.
Alphaeon Credit
Third-party credit for dental and elective care, subject to approval.
CareCredit
Third-party health and dental financing, applied for directly with the provider.
Sunbit
Point-of-care financing, subject to approval.
LendingPoint
Personal loan financing, subject to approval.
Estimate a monthly payment
See what a plan might look like
A financing plan divides a treatment total across a term. The figure that matters is the one on your own plan, so the office prepares a written estimate for the treatment being proposed and the terms available for it before anything is scheduled.
What the treatment costs, what your plan is expected to cover, and what is left to arrange. Bring your plan details and the team will put it in writing.
04 · Please read
Insurance participation, benefits, coverage, and financing approval can change and are not guaranteed.
Patients should verify current details with the office and their plan or financing provider before treatment is scheduled.
05 · Reading your plan
Terms worth knowing
These are the terms that decide what a plan pays. The specific figures are set by your plan, not by the practice.
Annual maximum
The most a plan will pay toward covered care in a plan year. Costs beyond that amount are the patient’s responsibility.
Deductible
The amount you pay before the plan begins paying its share of covered services.
Coinsurance
The percentage split between you and the plan for a covered service, which often differs by category of treatment.
Waiting period
A set period after enrollment before certain services are covered under some plans.
In-network and out-of-network
Whether a dentist has a contracted agreement with your plan, which can change what you pay.
Pre-treatment estimate
A request sent to your plan before treatment asking what it expects to cover. It is an estimate, not a guarantee of payment.
New patient special
Exam & X-Rays
A comprehensive dental exam, a full set of X-rays, a personalized consultation with your dentist, and detailed treatment plan recommendations.
New patients welcome
Ask before you commit.
Send us your plan details or call the office, and we will explain what your coverage shows for the treatment being proposed.
